If you just need a break to pay back the money you spent when you shouldn’t have, the Wells Fargo Platinum Visa Credit Card can help you out. A lot of us have a lot of card that have have hefty balances we are paying all kinds of interest on. The Wells Fargo card gives you an opportunity to transfer those balances to their card and for 18 months you don’t have to pay interest on them.
This shouldn’t mean you free up all your cards to spend on things you don’t need. This does mean that you have a chance to get your finances in order. Without having to pay those hefty interest fees, you can pay back your balances more quickly. Additionally, you can also put new purchases on the Wells Fargo Platinum Visa Credit Card and not pay that interest for 18 months.
This card is optimal for those trying to build their financial health, not a card for those trying to escape their responsibilities. You will pay plenty of interest once those 18 months are up, so it is better to get everything into order before that time limit ends. Our editors have investigated the Wells Fargo Platinum Card for you. You can find the details abou the card below. Read everything before you decide whether or not this card should find a home in your wallet.
What are the Benefits of a Wells Fargo Platinum Visa Credit Card?
The Wells Fargo Platinum Visa card comes with a couple of great benefits. After applying for the card, you’ll reap the following merits: taking control of your finances, paying down balances, and paying for big-ticket items over time.
Wells Fargo offers cell phone security protection to any individual who caters to their cell bill via the Wells Fargo Platinum Visa card. The Wells Fargo Platinum Visa card is standard, and clients hoping to get a good deal on interest might need to think about this offer, as the intro APR is quite low.
The card has extra features, where you can access your FICO enlisted trademark credit score. With regards to credit, analyze where you stand. You get compensated if you coincidentally damage your cell phone or get it stolen. Once you cater for the monthly cell bill through your Wells Fargo customer charge card, you’re eligible to receive a maximum of $600 of cover that’s subject to a $25 deductible against theft or covered damage.
Using the My Money Map, you stand a better chance for more intelligent choices regarding your budgetary future. The tool aids with simple-to-utilize instruments that assist you in managing your spending and creating a budget.
With this card, you can also now screen your spending, buys, and any suspicious actions with quick content and email alarms and notifications. If these perks interest you, read on to find out how you can apply for your very own credit card today!
What are the Fees of a Wells Fargo Platinum Visa Credit Card?
Credit cards require payment for the money they lend you. That payment comes in the form of a variety of fees. Check out the fees list for the Wells Fargo Platinum Visa Credit Card below to determine if it suits your needs and wallet.
- No Annual Fees
- Annual Percentage Rate (APR) on purchases: 0.00% introductory APR for 18 months. After that, your APR will be 17.49% to 26.99%, based on your creditworthiness. This APR will vary with the market based on the U.S. Prime Rate.
- Annual Percentage Rate (APR) on Balance Transfers: 0.00% introductory APR for 18 months. After that, your APR will be 17.49% to 26.99%, based on your creditworthiness. This APR will vary with the market based on the U.S. Prime Rate. A balance transfer request must be made within 120 days from the account opening to qualify for the introductory APR.
- Cash Advance Fee: $10 or 5%, whichever is greater
- Foreign Currency Conversion Fee: 3%of each transaction converted to U.S. dollars
- Late Payment Fee: Up to $37
The Wells Fargo Platinum Visa Credit Card is a good choice for considerable savings on transfers. You can look to the the Wells Fargo Platinum Visa card as a way of boosting your purchases’ value through remunerations. You can also count on this card to set you up with a great introductory period in terms of interest. You can find out more below on whether you are eligile and how you can apply on the Wells Fargo website below.
How to Apply for a Wells Fargo Platinum Visa Credit Card
In order to be eligible for this Visa credit card, you may be required to meet certain qualifications, such as being at least 18 years old, being a permanent resident of the United States, and meeting a certain minimum income. Contact a bank representative for the specifics therein.
Applying for the Wells Fargo Platinum Visa card should never be an issue. You can easily apply by filling out the online application at the Wells Fargo website or visiting a physical branch. When opening an account, you’ll be asked about your address, date of birth, and other information that will get you identified. Also, get ready to provide credentials, such as a driver’s license, when it’s asked for.
If successful in your application, you’ll receive a confirmation email, including you’re assigned credit limit based on personal factors, such as creditworthiness, debts, and previous credit card accounts.
How to Contact Wells Fargo
420 Montgomery Street
San Francisco, CA 94104
Telephone: 1-800-932-6736 (or 1-925-825-7600 from outside the US).
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.