How to Get a Wells Fargo Platinum Visa Credit Card


If you just need a break to pay back the money you spent when you shouldn’t have, the Wells Fargo Platinum Visa Credit Card can help you out. A lot of us have a lot of cards that have hefty balances we are paying all kinds of interest on. The Wells Fargo card gives you an opportunity to transfer those balances to their card and for 18 months you don’t have to pay interest on them.

This shouldn’t mean you free up all your cards to spend on things you don’t need. This does mean that you have a chance to get your finances in order. Without having to pay those hefty interest fees, you can pay back your balances more quickly. Additionally, you can also put new purchases on the Wells Fargo Platinum Visa Credit Card and not pay that interest for 18 months.


This card is optimal for those trying to build their financial health, not a card for those trying to escape their responsibilities. You will pay plenty of interest once those 18 months are up, so it is better to get everything into order before that time limit ends. Our editors have investigated the Wells Fargo Platinum Card for you. You can find the details of the card below

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What Are the Benefits of a Wells Fargo Platinum Visa Credit Card?

The Wells Fargo Platinum Visa card comes with a couple of great benefits. After applying for the card, you’ll reap the following merits: taking control of your finances, paying down balances, and paying for big-ticket items over time.

Wells Fargo also offers cell phone security protection to any individual who caters to their cell bill via the Wells Fargo Platinum Visa card. The Wells Fargo Platinum Visa card is standard, and clients hoping to get a good deal on interest might need to think about this offer, as the intro APR is quite low.


Extra Features

The card has extra features, where you can access your FICO enlisted trademark credit score.

With regards to credit, analyze where you stand. You also get compensated if you coincidentally damage your cell phone or get it stolen.

Once you cater for the monthly cell bill through your Wells Fargo customer charge card, you’re eligible to coverage. Receive a maximum of $600 of cover that’s subject to a $25 deductible against theft or covered damage.

My Money Map and Budgeting Tools

Using the My Money Map, you stand a better chance for more intelligent choices regarding your budgetary future.

The tool aids with simple-to-utilize instruments that assist you in managing your spending and creating a budget.

Alarms and Notifications

With this card, you can also now screen your spending, buys, and any suspicious actions with quick content and email alarms and notifications.

If these perks interest you, read on to find out how you can apply for your very own credit card today!

How to Apply for a Wells Fargo Platinum Visa Credit Card

In order to be eligible for this Visa credit card, you may be required to meet certain qualifications, such as being at least 18 years old, being a permanent resident of the United States, and meeting a certain minimum income. Contact a bank representative for the specifics therein.

Applying for the Wells Fargo Platinum Visa card should be a relatively simple process. You can easily apply by filling out the online application on the Wells Fargo website or by visiting a physical branch.

When opening an account, you’ll be asked about your address, date of birth, and other information showing identification. Also, get ready to provide credentials, such as a driver’s license, when it’s asked for.

If successful in your application, you’ll receive a confirmation email, including you’re assigned credit limit based on personal factors, such as creditworthiness, debts, and previous credit card accounts.

Interest and Fees of a Wells Fargo Platinum Visa Credit Card

Credit cards require payment for the money they lend you. That payment comes in the form of a variety of fees. Check out the fees list for the Wells Fargo Platinum Visa Credit Card below to determine if it suits your needs and wallet.

  • No Annual Fees
  • Annual Percentage Rate (APR) on Purchases: 0.00% introductory APR for 18 months after account opening (16.49% to 24.49% thereafter, based on creditworthiness). This APR will vary with the market based on the U.S. Prime Rate.
  • Annual Percentage Rate (APR) on Balance Transfers: 0.00% introductory APR for 18 months (16.49% to 24.49% thereafter, based on creditworthiness). This APR will vary with the market based on the U.S. Prime Rate.
  • Annual Percentage Rate (APR) for Cash Advances: 23.99% to 25.99% based on creditworthiness and the U.S. Prime Rate.
  • Cash Advance Fee: $10 or 5%, whichever is greater
  • Minimum Interest Charge: $1
  • Balance Transfer Fee:  $5 or 3%, whichever is greater, for the first 120 days of account opening (5% or minimum $5 thereafter)
  • Foreign Currency Conversion Fee: 3%
  • Late Payment Fee: Up to $40
  • Returned Check Fee: Up to $40

The Wells Fargo Platinum Visa Credit Card can be a good choice for considerable savings on transfers. You can look to the Wells Fargo Platinum Visa card as a way of boosting your purchases’ value through remunerations. This card may also be a good option when it comes to setting you up with a great introductory period in terms of interest.

How to Contact Wells Fargo

There are a few different ways for customers and potential customers to get in touch with Wells Fargo bank. Wells Fargo’s head office address is 420 Montgomery Street, San Francisco, CA 94104.

You can also reach the bank via telephone by calling 1-800-932-6736 (or 1-925-825-7600 from outside the US).


Choosing a credit card is a considerable task that requires a lot of research. Luckily, we’ve compiled here all you need to know about the Wells Fargo Platinum Visa, so that you can consider its terms before making any concrete decisions or applying.

Check out its terms today to see if this Wells Fargo card might be a good fit for your wallet.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.