How to Get a SunTrust Cash Rewards Credit Card

If your financial health has gone sideways and you need help getting back on track, SunTrust Cash Rewards Credit Card could be your answer. If you are approved for this card, you can transfer over your balances from your other cards and you won’t have to pay interest on that balance for the first 15 months. Also, for the first 15 months of being an owner of this card, you will not have to pay interest on the purchases you make.

Getting a new credit card is a huge responsibility, and that is why you need to seriously sit down and figure out what your goals are. If you are serious about clearing your debt, the SunTrust Cash Rewards Card could help you out with the balance transfers. Getting the card doesn’t mean you should just spend more, it means you can fix what has gone wrong in the past.

A SunTrust Cash Rewards Credit Card can give you a new lease on your credit score as long as you stick to a plan. In order to stick to a plan, you need to make one. So before searching and applying for new cards, write out what you need from a card, and what you will do if you get that kind of card. Our editors have investigated the SunTrust Cash Rewards Credit Card for you so you can make an easier decision on whether or not it is right for your lifestyle.

 

SunTrust Cash Rewards Credit Card

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What are the Benefits of a SunTrust Cash Rewards Credit Card?

If you are considering the SunTrust Cash Rewards Credit Card, you should investigate all it has to offer, and there is quite a lot. You can get loyalty bonuses ranging from 10% to 25% and 50% that are established on your deposit. You should redeem your cash back into your money market, checking, or savings account.

Enjoy various redemption alternatives, including e-gifts, cash back, travel, and more. As a cardholder, you can see your score online and what affects your score. Select from two card designs and enjoy functions and features.

There’s greater acceptance and improved security at chip terminals locally and abroad. Take advantage of the support and benefits that solely come from the SunTrust Cash Rewards Credit Card.

What’s more? Your cash rewards don’t expire. Redeem for the check, statement credit, gift/merchandise cards, travel, or bank deposit. Besides a free FICO credit score, users enjoy price protection, extended warranty, travel help, and purchase assurance.

Are you contemplating applying for a SunTrust Cash Rewards Credit Card? Think no more, as you will enjoy all these perks, plus car rental insurance, baggage delay reimbursement, hotel upgrades & perks, and trip cancellation protection.

The SunTrust Cash Rewards card provides a lower APR as compared to most competitors. Those with the best credit scores enjoy a reduced 13.49%.

What are the Fees of a SunTrust Cash Rewards Credit Card?

  • No annual fee
  • Annual Percentage Rate (APR) for Purchases: 0.00% Introductory APR for the first 15 months. After that, your APR will be 12.99%–22.99% based on your creditworthiness.
  • APR for Balance Transfers: 0.00% Introductory APR for the first 15 months. After that, your APR will be 12.99%–22.99% based on your creditworthiness.
  • APR for Cash Advances and Overdraft Advances: 26.74%
  • Foreign Transaction: None
  • Late Payment Fee: Up to $39

The SunTrust Cash Rewards Credit Card offers an excellent choice if you regularly use your credit card to spend on your grocery store and gas purchases. With cash rewards on deposits, this customer-friendly card grants you with various perks, including no yearly fees or foreign transaction fees.

You’ll be able to build up that financial health if you pay your bills on time and don’t spend what you can’t pay back. It’s also a  good choice if you are searching for generous sign-up bonuses. If you think this card is going to help, you can find out more below about whether or not you are eligible and how you can apply.

SunTrust Cash Rewards Credit Card

How to Apply for a SunTrust Cash Rewards Credit Card

To be eligible to apply for this credit card, you may need to meet certain requirements, like being at least 18 years old, having a social security card, and being a permanent resident of the United States.

Also, only residents of the following states are eligible for the cards: Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington D.C., and West Virginia.

Applying for the SunTrust Cash Rewards Credit Card is as easy as filling out an online form and clicking submit. Visit the SunTrust website and follow their prompts to do so. If successful in your application, you will be assigned a credit limit based on your specific circumstances.

How to Contact SunTrust

Head Office

SunTrust Plaza, 303 Peachtree Street Northeast

Atlanta, GA 30308-3201

Telephone: 1-800.477.9702.

 

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information. 

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