How to Get a Discover it Student Cash Back Credit Card

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If you are a hard working student looking for a loan that is going to give you cash back, the Discover it Student Cash Back Credit might be a good option for you. You can earn up to 5% cash back on the money spend on their card. You also don’t need a FICO score to get a Discover it Student Cash Back Credit Card.

As someone just getting out into the world of credits and finances, you need to be careful of which card you give allegiance to. You should check out their payment terms and the penalties for if you don’t pay on time. With the Discover it Student Cash Back Credit Card, you get one free chance to pay late, after that you will be penalized. This card also offers GPA-based incentives for money prizes, so if you keep your grades up, they will help you out.

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Write down what you are capable of paying back and align that with what a credit card can offer you. There are thousands of credit card companies that want your business because you are just starting out. Our editors have researched the Discover it Student Cash Back Credt Card for you so you can make an informed decision. Read below to find out if the card is right you for you now as well as for your future.

 

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What are the Benefits of a Discover it Student Cash Back Credit Card?

With the Discover it for Students credit card, there are merits that learners can appreciate. Learners can switch their accounts on/off instantly. You can relax knowing that you can also freeze your account to avoid fraudulent purchases, balance transfers, and cash advances whenever you misplace your card.

And what about your credit score? Similar to lenders, you can easily access your FICO Credit Score.

The U.S.-based client administration assists you when you call but doesn’t squander your time selling you different items. You can count on the people at Discover to watch over your account and make sure that no suspicious spending activity occurs if your card information or card is stolen.

In terms of rewards, besides the cash back features, students can earn $20 in proclamation credit each school year that their GPA is 3.0 or more for the next five years. Get a tremendous dollar-for-dollar match of all the money back you’ve earned toward the finish of your first year.

What are the Fees of a Discover it Student Cash Back Credit Card

All borrowing of money comes with fees. Below our editors have provided you a quick breakdown of what you should expect to pay on the Discover it card for students.

  • No Annual Fees
  • Variable APR: 0% for the first 6 months, after that 15.24% to 24.24% (based on your creditworthiness)
  • Balance Transfer Rate: 10.99%intro APR for 6 months from date of first transfer, after that 15.24% to 24.24% (based on your creditworthiness)
  • Cash Advance Fee: $10 or 5%, whichever is greater
  • Late Payment Fee: No fees the first time you pay late, after that, up to $39

The Discover it Student Cash Back Credit Card is among the extraordinary credit-building devices for youthful people who have nonexistent or spotty credit. By utilizing your card mindfully and making convenient installments on any adjusts you aggregate, you show to future creditors that you’re an accountable client while building your credit card history. Head to the Discover website to start enjoying the perks of this credit card today.

Discover it Student Cash Back Credit Card

How to Apply for a Discover it Student Cash Back Credit Card

To be eligible for this student credit card, you may be required to meet certain qualifications, in addition to being a student at an accredited institution, such as being at least 18 years old and a permanent US resident.

To apply for this card, simply head to the Discover website and give proof, (for example, transcripts) of your occupation as a student. Your record must be on favorable terms when you apply.

If successful in your application, you will be assigned specific terms based on your situation. This offer will last for five years upon opening an account.

 

How to Contact Discover it

Head office

502 E. Market Street

Greenwood, DE 19950

Telephone: 1-800-347-2683 (or 1-801-902-3100 if you’re dialing from abroad).

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information. 

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