How to Get a Citizens Bank Clear Value Mastercard Credit Card

If you are looking for a card that’s going to help you out in a financial crunch, the Citizens Bank Clear Value Mastercard might be a card you want to check out. If you need to make some major and are at a loss at how you are going to pay that monthly charge on your current credit, this card might be able to help.

If you are accepted to the Citizens Bank Clear Value Mastercard, you will not have to pay interest on your purchases for the first 18 months. Additionally, you can also transfer over those balances you have on other cards for a fee of 3%. If you need cash backCit, it’s also going to be 3%. The state of your financial situation will determine if that is a good decision for you.

When looking for a new credit card there are many variables to consider. Before you can decide which ones are importand, you should evaluate your financial needs and goals. Write down what is absolutely essential for you in a credit card before you start searching. Our editors have dived into the Citizens Bank Clear Value Mastercard to find out what their offers and fees are. Read everything below before deciding on whether this is a card that is suitable for your lifestyle.

 

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What are the Benefits of a Citizens Bank Clear Value Mastercard Credit Card?

With this Mastercard, you can enjoy money-saving features. With a balance, if you apply the Mastercard, you can save with the given lowest interest rate. With security and shopping protection, you can shop with confidence; the card is chip-enabled and comes with Travel Accident and Baggage Delay Insurance. The Mastercard entails built-in extras for your peace of mind and convenience.

You can also benefit from the 24/7 online account management and grace periods of up to 21 days on every purchase. You can now purchase utilizing in-app and in-store Apple Pay with participating merchants. Besides, all the users get year-end summary statements.

Are you in need of a student loan? Citizens Bank provides various lending options as compared to other lenders, along with exclusive multi-year approval that assists the user with post-graduate funding. You can enjoy variable rates on these loans.

If you want, you can use your card globally, knowing the bank can’t hold you accountable for “unauthorized transactions.” As the holder of Mastercard, zero liability applies to the purchases you make in the store, online, over the telephone, or through mobile devices. Citizens bank undertakes the activity on your behalf to quickly resolve any fraudulent actions and reduce any inconvenience.

You’ll love benefiting from the FDIC insurance coverage that offers security to all your deposit accounts. The financial institution provides different ways to aid in protecting your identity and unlawful use of your account. During emergencies, the bank enables information on how to report the matter quickly.

What are the Fees of a Citizens Bank Card?

All credit cards come with fees, some of them higher and some of them lower. Some of them also come with perks. You should decide, based upon your needs, what balance of those two is right for you.

  • No annual fee
  • Purchase Annual Percentage Rate (APR): 14.99%, 18.99% or 22.99%, based on creditworthiness
  • Balance Transfer APR:0% for the first 18 billing cycles, 14.99%, 18.99% or 22.99% after
  • Cash Advance Fee:  $10 or up to 3%
  • Foreign Transactions: $1.50 or 3% of the U.S. dollar amount of each transaction
  • Late Payment Fee: Up to $38

Perhaps you want a credit card that won’t worry you about extreme penalties on missed payments or high-interest rates. Maybe you want a card with no annual fees or an introductory balance transfer rate of 0%.

If those things are in your radar, you can consider a Citizens Bank Clear Value Mastercard Credit Card. With several great benefits, this card gives you peace of mind, and you can enjoy the convenience of your transactions. If you think this card might be for you then read below to find out if you are eligible and how you can apply.

citizens bank clear value mastercard

How to Apply for a Citizens Bank Clear Value Mastercard Credit Card

In order to qualify to apply for this credit card, you must be at least 18 years old, a US citizen/permanent resident, and you must have a minimum annual income of $12,000 in order to apply for the card. Your credit decision will be determined by specific factors, like your credit score, history, and debt.

You can easily apply for this card online. The process requires visiting the Citizens Bank website and filling out web forms with the usual response for approval. Information you may need to provide includes monthly housing payments and employment information. Consumers with good credit scores have higher chances of receiving an immediate response.

If successful in your application, you will receive a credit limit that will vary based on your specific circumstances. Receiving the physical card can take 7 to 10 days, or in some cases, 30 days. The bank may request a balance transfer after the approval.

How to Contact Citizens Bank Card Clear Value

Head Office

One Citizens Plaza in Providence Rhode Island

New York, 02903

Telephone: 1 -800-922-9999.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information. 

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