How to Get a Chase Freedom Unlimited® Credit Card

If you are looking for a credit card with no annual fees and and major cashback rewards, the Chase Freedom Unlimited Credit Card might be a card to investigate.  If you spend $20,000 on your card in the first year, you can get 3% cashback on all of that. In fact any amount you spend up to that $20,000 will get you that 3% cashback.

There are a ton of things you should investigate when you start thinking about a new credit card. Before you even start looking, you should know what your purpose is for the credit card. Are you looking for rewards or are you looking for help? Do you need some time to get your finances sorted or do you want cash back on money you already spend? These are some of the questions you need to ask yourself before even thinking about a new card.

Our editors have investigated the Chase Freedom Unlimited Credit Card for you. The information will help you align what they offer to your goals. You can only do that if you’ve weritten out exactly what those goals are. Read all of the information provided below before you make any final decision on whether this card is for you. And do the same for any other card you are thinking of applying for.

 Chase Freedom Unlimited® Credit Card

What are the Benefits of the Chase Freedom Unlimited Credit Card?

This Chase credit card does come with some great perks if that’s what you are after. One great advantage is the cash back. You can earn 3% cash back on all purchases up to the amount of $20,000 in your first year. After that, you will receive 1.5% cash back on all purchases.

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What is more interesting is the fact your cash back does not expire, and there is no minimum to redeem. As long as your account is open and active, you get to enjoy your cash back for as long as you want.

You can redeem your cash back for a variety of things, including gift cards, dining, entertainment, shopping, and so much more, not to mention their competitive travel rates that come as part of your travel package.

And hey, did you know you can link your Chase Freedom Unlimited Credit Card to your Amazon account, redeem your cash back and enjoy shopping like a king? Yes, even your shipping and tax costs are taken care of.

Everyone hates paying for fees that don’t seem to be just a cash grab – like those annual fees. With the Chase Freedom Unlimited Credit Card, you don’t have to pay that fee. That means that if you are in a financial crunch, you don’t have to shell out that extra cash and can still enjoy perks you might not normally get from standard credit cards.

The Chase Freedom Unlimited Credit Card also comes with purchase protection so you get a sense of security. Purchases made within 120 days are protected against damage or theft. This is up to the value of $500 per claim and $50,000 per account.

 

 

What are the Fees of a Chase Freedom Unlimited® Credit Card?

  • No annual fee
  • Purchase Annual Percentage Rate (APR): 0% Intro APR for the first 15 months that your Account is open. After that, 13.99% to 26.74%, based on your creditworthiness.
  • Balance Transfer APR: 0% Intro APR for the first 15 months that your Account is open. After that, 13.99% to 26.74%, based on your creditworthiness.
  • Cash Advance APR: 26.99%
  • Foreign Transactions: 3% of the amount of each transaction in U.S. dollars.
  • Late Payment Fee: Up to $39
  • Over Credit Limit Fee: None

 

Conclusion

If you are looking for a reliable and award-winning credit card which not only offers fantastic cash back, then the Chase Freedom Unlimited® Credit Card should be your number one choice. Chase also has exclusive perks as rewards. Visit the Chase website and apply today to begin enjoying the features and advantages of this credit card.

Chase Credit Card

How You Can Apply For a Chase Freedom Unlimited Credit Card

Opening a Chase Freedom Unlimited card account is pretty straightforward and should only take you a few minutes if you are eligible. To check your eligibility, the bank will ask for your personal information, including your name, ID, address, taxpayer identification number, and date of birth. They may also ask you to provide proof of sufficient income in the form of pay-slips or tax documents.

To apply for the Chase Freedom, Unlimited® Credit Card, go to the Chase website and fill out the online application form with the required details mentioned above. If your application is successful, the bank will determine your credit limit based on your credit score and income.

How to Contact Chase

Head Office

270 Park Avenue

New York, NY 10172, US

Telephone:  1-800-432-3117 (or 1-302-594-8200 if you’re dialing from abroad).

 

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information. 

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