How to Get a Capital One Venture® Credit Card

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If you are a traveller and love the opportunity to get bonus miles,  the Capital One Venture Card might be the card you want to investigate next. If you travel, you know that spending several hundred dollar a day can be the norm. The Capital One Venture Card gives you a chance to get some perks on those dollars you spend.

You can earn up to 50,000 bonus miles if you spend $3000 on your credit card in the first three months. The card is legit, it has been featured on the best of travel credit cards on CNBC. Of course, there could be a variety of reasons you are looking into a new card, bonus miles might not even be on your radar. If you need a card to help you through a difficult financial time, then there are other things you should examine.

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You need to get clear about interest rates, since you will be paying them if you aren’t able to pay on time. Additionally, if you don’t pay on time, you will be hit with late fees. Other things to think about include cash back and annual fees. Our editors have researched the Capital One Venture Credit Card and the outcome of their research is provided below. Read everything before you make a final decision on whether or not this card is right for you.

 

 Capital One Venture® Credit Card

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What are the Benefits of the Capital One Venture® Credit Card?

Firstly, you can earn 50,000 bonus miles once you spend $3,000 within the first 3 months of opening your account! How’s that for a good start? And that’s not all.

Love rewards? You can earn 2 x unlimited rewards points per every dollar spent, plus 10 x rewards points on thousands of hotels. You can then redeem your miles for cash, gift cards, account credit, and so much more.

Hate sneaky fees? With the Capital One Venture® Credit Card, there are no foreign transaction fees; this means you won’t be charged for making any purchases outside the U.S.

In the event of an accident, complimentary travel insurance covers you when you use your Capital One credit card to purchase your fare. On top of this, if you rent a car with your Capital One credit card and you get into a collision or accident, they will cover you fully at no extra fee.

Finally, if your credit card is misplaced or stolen, you can temporarily lock it, request an emergency replacement, and take out a cash advance with the Capital One 24-hour assistance service. You also have additional warranty protection at no cost for every eligible item purchased with your credit card.

Capital One Credit Card

What are the Fees of a Capital One Venture Credit Card?

Borrowing mone always comes with terms and stipulations and it is best to know them before you apply. You should your needs to what any credit card has to offer. Since there are so many credit card offerings out there, chances of you finding an exact fit are great. Here you can read about what the Capital One Venture Card requires of you in order for you to get on board with them.

  • No annual fee
  • Annual Percentage Rate (APR) for Purchases: 0% introductory APR for the first 12 months that your account is open. After that, your APR will be 13.74%, 19.74% or 23.74%, based on your creditworthiness.
  • APR for Transfers: 13.74%, 19.74% or 23.74%, based on your creditworthiness.
  • APR for Cash Advances: 23.74%
  • Late Payment Fee: Up to $39

If you are looking for a pretty powerful credit card when it comes to travel abroad, the Capital One Venture Credit Card might be a great option for you. If the above fees resonate with your lifestyle and you want to learn about how you can apply, you can read below for those details.

How to Apply for the Capital One Venture Credit Card

If you are interested in applying for the Capital One Venture Credit Card, the process is super simple, as it can all be done online. However, you must ensure that you are eligible before applying. To be eligible, you must be aged 18+ and a legal citizen of the U.S with a social security number. You may also be asked to provide proof of sufficient income through pay-slips and tax documents.

To apply online, simply visit the Capital One website and fill out the online application form. Once you have successfully submitted all the required information, you will receive a notification as to whether or not your application has been approved. If approved, the bank will determine your credit limit based on your income and credit rating.

How to Contact Capital One

Head office

1680 Capital One Dr.

McLean, VA 22102, USA.

 

Telephone:  1-800-695-5500 (or 1-804-934-2001 from outside the US).

 

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information. 

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