If you want to be able to get major cash rewards on your new credit card, Capital One QuicksilverOne Credit Card is a card to look into. Capital One is a bit of a pioneer when it comes to cash back rewards on credit cards and it’s still going strong. Capital One Quicksilver offers 1.5% cash back on purchases across the board. There are no restrictions on cash back categories, you can get the cash back on groceries, restaurants and gas.
That means you can earn bonuses on money you spend on the regular. Although the cash back is great, rewards are not the only important thing when it comes to finding a new credit card. You need to assess your financial situation and determine what is important for you. If you need a new credit card because all of yours are full and you are going through some financial difficulties, fees on balance transfers will be important.
Interest rates are also very important, if you don’t pay on time, you’re going to get all kinds of interest added to the cost of your initial purchase. Our editors have looked into the Capital One QuickSilver and have the low down for you below. It is important that you read all of the information before you make any moves to apply.
What are the Benefits of the Capital One QuicksilverOne Credit Card?
Right off the top you’re going to get $150 on the first $500 you spend in the first three months that you own the card. There are no restriction on what you spend to get the cash back and the same goes for their 1.5 % cash back rewards program. Some cards have strict categories on what you can get points and cash rewards on but the Capital One QuicksilverOne Credit Card is super flexible.
The flexibility gives ou an opportunity to earn on everyday purchases rather than just big ticket item.During any time, you can get your money back for any sum in the form of check or statement credit. This sort of adaptability is pleasant as contrasted with different cards that may necessitate you to have $25 in collected rewards before you get the rewards.
If you prefer not to reclaim your money back physically, you can set up programmed recoveries for a specific season or once your amount reaches a specific preset sum. You can likewise redeem your prizes as articulation credits for gift cards and specific purchases.
The Capital One QuicksilverOne Credit Card has numerous merits for cardholders. That includes rental car insurance, extended warranty protection, and travel accident insurance. While shopping online, you can create virtual card numbers, where users can lock their card or unlock it if they’ve lost it and found it, respectively.
What are the Fees of the Capital One QuicksilverOne Credit Card
Borrowing money comes with a host of fees, please check out the list to ensure your lifstyle can accomodate those costs.
- Annual Fee: $39
- Variable APR: 26.99%
- Variable Balance Transfer Rate: 26.99%
- Cash Advance Fee: $10 or 3%, whichever is greater
- Late Payment Fee: Up to $39
The Capital One QuicksilverOne Credit Card is incredible for individuals who choose a simple and straightforward rewards program. It’s fit for users who want everyday cash back rewards and a chance to make payments a bit more convenient. If this card seems like it might be for you, you can read more on eligibility and how to apply below.
How to Apply for a Capital One QuicksilverOne Credit Card
To qualify for this card, you must be 18 years of age or above with a valid social security number. You must also be a citizen of the U.S. to qualify for this credit card. You must also prove that your monthly income exceeds your monthly rent/mortgage by a minimum of $425, and you can’t have two or more credit card accounts already open with Capital One.
To apply, go to the Capital One website and find the Capital One QuicksilverOne Credit Card from the rundown of cashback cards for standard credit, and click Apply Now. Finish the application by filling in financial and personal subtleties. Review your application, then click submit.
When you provide your email address, the institution can utilize it to send you pertinent details concerning your account(s) and application, just as with other valuable services and products. If successful in your application, you’ll be assigned a credit limit based on your circumstances and creditworthiness.
How to Contact Capital One
1680 Capital One Dr.
McLean, VA 22102, USA.
Telephone: 1-800-695-5500 (or 1-804-934-2001 from outside the US).
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.