Are you looking for a credit card that gives you rewards each time you spend? Are you a frequent traveller looking for a great credit card offer? With the Virgin Atlantic Reward Credit Card, you can earn access to numerous bonus points and more.
Besides the exclusive reward system, you can enjoy the wide range of redemption options designed for a variety of needs. This card offers rewards that are suited for every user.
Are you interested in applying for a Virgin Atlantic Reward Credit Card today? Keep reading to learn more about this card and the application process. It is important to consider all of the details before deciding whether or not to apply.
How You Can Earn With a Virgin Atlantic Reward Credit Card
The Virgin Atlantic Reward Credit Card provides a host of advantages designed to help you maximize its offerings. For one, it gives cardholders the opportunity to earn Flying Club miles every day. Moreover, you can easily earn 5,000 bonus miles when you make your first card purchase within 90 days of opening your account.
Besides the 5,000 bonus points, this credit card also allows you to earn 0.75 Flying Club miles for every £1 spent on everyday purchases. For spending on Virgin Atlantic or Virgin Holidays, you are entitled to 1.5 miles for every £1 you spend. These Flying Club miles can be redeemed through airline tickets. A premium upgrade option or a companion ticket option may also be redeemed provided you spend at least £20,000 within a year.
As part of their limited time offer, you can say goodbye to non-sterling foreign transaction fees associated with the Mastercard-powered Virgin Atlantic Credit Card valid until November 30, 2019.
The best part? You can enjoy these exclusive perks without paying any annual fees. You can also enjoy a 0% interest rate on balance and money transfers valid for 6 months. This is a great offer for those would like to take a balance off another credit card. With these features, cardholders are able to save more money.
What is the Best Way to Use This Card?
This card boasts great benefits for travel rewards and balance transfers and, as such, can be used for both purposes with confidence. However, if you are an avid traveler looking for a card to use during your time abroad, you might want to keep looking.
Though this card features a point system that allows you to easily earn travel miles with each and every purchase, it is not a completely travel-friendly card. With card also comes with a 2.99% foreign transaction fee charge. While this card can help you snag a cheap flight for your next trip, you should think twice before actually using this card abroad.
If you are specifically looking for a card that you can use abroad without paying fees, there are other great options out there.
Ready to Apply for a Virgin Atlantic Reward Credit Card?
If you are interested in getting a Virgin Atlantic Reward Credit Card, you must satisfy the eligibility requirements. These include being over 18 years of age and being a resident of the United Kingdom. In addition, you must also have a UK bank or building society account and have a good credit history. Interested applicants must also have a minimum income of £7,000.
Bear in mind that if you are bankrupt or have an IVA, your credit card application will not be approved. In the same way, having no credit history will also hurt your chances of acceptance.
Applications can be completed online. Just head to the Virgin Atlantic website and click apply for a card. Other documents that need to be submitted include your personal information, bank or building society account number and sort code, and your Flying Club number. Accounts you intend to make a balance transfer from also need to be provided.
If successful in your application, your credit limit for the Virgin Atlantic Reward Credit Card will depend on your personal and financial circumstances. The card has an assumed credit limit of £1,200.
Virgin Atlantic Reward Credit Card Fees & Charges
- No annual fee
- APR: Representative 22.9% APR (variable)
- Cash advances: 27.9% p.a.
- Balance transfers: 22.9% p.a.
- Money transfers: 22.9% p.a.
- Non-Sterling Transaction Fee (for foreign currency transactions): 2.99% of transaction
- Late payment fee: £9.00
- Over credit fee: £9.00
If you apply for a Virgin Atlantic Reward Credit Card today, you could start building your way towards a brighter and rewarding future. With this credit card, you can enjoy no annual fees and enhanced travelling conveniences. Simply head to the Virgin Atlantic website to get started if you think this is the right card for you!
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.