If you love travelling and are looking for the perfect credit card to be your travel partner, then we have good news for you! The Santander World Elite™ Mastercard® is a great choice if you are looking for a credit card that offers a range of travel and purchase benefits.
Not only will this card offer you travel perks, but it also comes with other beneficial incentives. These include incentives such as low interest and zero foreign transaction fees. For these reasons and more, the Santander World Elite™ Mastercard® is an excellent travel companion.
Keep reading below to find out what makes this card so beneficial. We will delve deeper into the features and benefits of this credit card and how you can apply today.
Travelling with the Santander World Elite™ Mastercard®
First of all, the Santander World Elite™ Mastercard® gives you access to more than 1,000 airport lounges around the world. With extensive lounge access, you don’t have to worry about uncomfortable airport seating and those dreadful long layovers. In fact, you might just wish you had more time to spend in the luxurious lounges between your flights. In addition, this card gives you access to over 1 million WIFI hot spots worldwide.
When you travel, insurance is a must. However, it can be quite expensive. That’s why this credit card comes with a 40% online discount on Santander Travel Insurance. With this affordable benefit, you can relax abroad knowing you’re covered. For added peace of mind, you also get access to a Mastercard Concierge 24/7 when using your card.
The pesky and dreaded foreign transaction fees, we all know they can be through the roof with some banks. However, with the Santander World Elite™ Mastercard® you pay nothing in foreign transaction fees while you travel abroad. You won’t have to worry about the extra charges that often come with using a credit card abroad. Just another one of the great travel perks that come with this card.
Yet another advantage that’s helpful when travelling is that you can get three more cards or family members of your choice at no extra cost. This way, if you split up during your holiday, you can still be sure that everyone has a way to access funds.
You’ll Get Great Benefits at Home Too
This card is not only great to use when you are traveling. On top of all the benefits listed above, you get to take advantage of 0% APR on purchases and balance transfers for the first 18 months. This can amount to huge savings if you have big purchases coming up.
In addition, the Santander World Elite™ Mastercard® comes with cashback offers. Cardholders can earn 0.5% cashback on all your purchases up to £3,000 per month. So, in combination with all of the other benefits this card offers, you can also earn while you spend with it!
We know what you might think; a card with this many benefits must come with a hefty annual fee? Amazingly, no. The annual fee for this card is just a mere £15. This credit card helps cardholders get the most out of their money.
Ready to apply for this card?
If you are interested in applying for the Santander World Elite™ Mastercard® credit card it is pretty straightforward and should only take you a few minutes if you are eligible.
To be eligible you must be a Santander Select or Private Banking customer, at least 18 years old, a UK Citizen and have a stable annual income of over £7,500. You must also have a good credit record without a history of bankruptcy in the last 6 years.
If you tick all these boxes you can simply head to the Santander website and fill out the online application form with your personal and employment details.
Once you have submitted the correct information, the bank will do a credit check to determine whether or not you’re accepted and the credit limit that they can offer. The bank works with an average credit limit of £2,000 for this credit card. However, it may be more depending on your circumstances.
Fees & Charges
To enjoy the benefits that come with the Santander World Elite™ Mastercard®, it is always advisable to pay your debts on time. Here are the standard costs as broken down below:
- £15 annual fee
- 0% introductory APR on purchases and balance transfers for the first 18 months
- 18.9% APR on purchases and balance transfers after 18 months
- 3% (minimum £5) balance transfer fee after promotional period
- £12 late payment penalty fee
- £12 over limit fee
- £12 returned payment
- £0 foreign transaction fee
- 3% (minimum £3) cash advance fee
If you want a credit card you can use abroad and that comes with travel perks, low purchase and balance transfer rates, and other incentives like cashback and zero foreign transaction fees, the Santander World Elite™ Mastercard® is a top choice. Visit the Santander website and apply today to begin enjoying the features of this credit card.
Clearly Santander offers some great deals, but they offer more than just credit cards. Santander can also help you with a home mortgage. If you are in need of a mortgage loan, we can give you more information about Santander’s services.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions under key document for more information.