Learn About 4 Benefits of the Nationwide Select Credit Card


Interested in owning a versatile credit card that allows you to pay off debts with more convenience? Do you need a card that offers zero foreign usage charges in the EU and elsewhere? Well, we have a card in mind that just might satisfy those needs!

By requesting the Nationwide Select Credit Card, you can enjoy these perks and many others. This credit card offers a list of advantages that make having the card more than worthwhile.

Before making a decision, it is important to know the details and charges that are associated with this card. To help you out, we will explain all of that in this article. Continue reading to find out how you could be eligible to apply and what the terms and conditions will be if successful.

How to Get a Nationwide Select Credit Card

The Benefits of a Nationwide Select Credit Card

The Nationwide Select Credit Card is perfect for existing Nationwide customers who are frequent buyers. Additionally, this card is also useful for Nationwide customers that travel often. There are a variety of reasons the Nationwide Select Credit Card is a good choice, but here are the top 4 factors.


1. International use

This credit card is a Visa-powered card and has zero foreign usage fees. This allows you to use this card for purchases outside the U.K. without worrying about additional costs or charges. Further, since it is backed by Visa, cardholders can enjoy card recognition around the world. Both of these aspects of the Nationwide Select Credit Card make it great for travellers.

2. Save on fees

This card also provides multiple opportunities for cardholders to save on credit card fees. First, the card does not charge an annual fee. On top of that savings, there is no balance transfer fee for the first 3 months after opening your account. With this offer, you can consolidate your debts with no extra charges. Lastly, the Nationwide Select Credit Card has no over limit fee, meaning if you need to use more than your given limit, you will not be penalized.

3. Interest-free period

This card also has an interest-free period of up to 12 months on purchases and balance transfers, provided you pay the sum of all balances on your statement in full and on or before the due date. This gives cardholders an entire year to get their finances in order before they begin to be charged interest on their purchases and balance transfers.

4. Protection and Convenience

The Nationwide Select Credit Card also has features such as advanced security features, contactless payments, and access to mobile and online banking. With these, you can make and track your purchases with ease while having the assurance of their security and protection.

Not Convinced This Card is Great?

You don’t have to take it from us; if you are not convinced that this card will offer great advantages for you, head over to their website and use their handy savings calculator. This tool will allow you to estimate just how much you can save by switching to the Nationwide Select Credit Card. Keep in mind that this card also charges no annual fee, no foreign fees, and no over limit fee for maximum cardholder savings. 

Nationwide Select Credit Card Fees & Charges

  • No annual fee
  • APR: Representative 15.9% APR (variable) *Other rates from 15.9% to 19.9% APR apply depending on individual circumstances.
  • Purchases: 19.9% p.a.
  • Cash withdrawals: 19.9% p.a.
  • Balance transfers: 19.9% p.a.
  • Late payment fee: £12.00
  • Over limit fee: £0

How to Become Eligible

Only UK residents who are over the age of 18 can apply for this card.  Moreover, this card is only open for existing Nationwide members with a main current account.

To be qualified as a main current account member, you should have a FlexDirect, FlexOne, FlexPlus, FlexStudent, or FlexGraduate account; or you have a FlexAccount and have been paying a minimum of £750 each month for the last 3 months; or you have switched to a FlexAccount (from a non-Nationwide account) through Nationwide’s Current Account Switch team within the previous 4 months.

If you are not a current Nationwide account holder, you can open one of these accounts and then apply for the Nationwide Select Credit Card.

Are You Ready to Apply?

You can easily apply for this card online by visiting the Nationwide website today and choosing the Apply now button. The online application is simple and quick. However, it will ask applicants for a variety of personal information so be ready to supply such.

Upon approval, Nationwide will grant a minimum credit limit of £500. This amount can go higher after looking at many factors, including your credit score, credit history, and financial status.

If you have more questions, you can get in touch with Nationwide by calling 0800 055 66 11 (or +44 2476 43 89 97 if you’re dialing from abroad). You can also visit their main office at Nationwide Building Society, Nationwide House, Pipers Way, Swindon SN38 1NW.


The Nationwide Select Credit Card is an excellent choice if you want to enjoy low rates when purchasing locally and internationally. It also favours people who wish to clear their credit card debts faster because of its promotional features that can last for up to 12 months. If you would like to use this credit card, head to the Nationwide website to get started today or to check out their other offers!

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.