Birthday Party Budget in Your 30s

Birthday Party Budget

Kissing your 20s goodbye might be a challenge for those of you who loved to live life to the fullest. This period in your life may have meant endless nights of partying, waking up with a hangover, or even wondering where all of your hard-earned money went. Money management in your 20s is hard. Now…

Here’s How You Can Maximize Your 13th-Month Pay

As the holidays come nearer with each passing day, there is no doubt that you have one thing on your mind: how to spend your 13th-month pay. Most companies provide this benefit to employees depending on their respective contracts. With this holiday bonus mandated by law in the Philippines and select countries in Asia, Latin…

3 Great Ways to Save Money for the Upcoming Holiday Season

Christmas is a time of giving. However, the desire to give may just cause you to overspend during the holiday season without you even realizing it. While giving presents to all the people you care about is a great way to show how much you value and appreciate them, it does not entail having to…

7 Easy Ways to Save for Retirement

Here are some easy ways to save for retirement.

Most people today have not saved up nearly enough money to sustain them during retirement. The argument is that they have so many financial obligations weighing on them in the present or that they simply are not making enough to save. Although saving for retirement might look like a hard nut to crack, there are…

Budgeting Tips Every Young Adult Should Know

For working young adults, budgeting and managing your money is one of the most important yet difficult things to do. Whether you are a person in your late teens working to get you through university education or in your twenties or early thirties striving toward financial stability, you want to make sure that you have…

5 Tips for Staying Out of Debt with a Low Income

Earning a minimum monthly income is fine, as long as you can manage to stay out of debt. At this rate, you cannot afford the taste of monthly interest rate fees piling up on top of your other regular expenses. To have a little sense of breathing space each month, there are a couple of…

Personal Finance Books to Help You Manage Money Like an Expert

When it comes to personal finance improvement, you have to do the work, read, and research. Although hiring a financial advisor can do you good, reading a few materials and books can also help alter your view about money and change your dreadful habits. In this article, you will find out the best personal finance…

How to Build an Emergency Savings Fund

Everyone should set up an emergency savings fund

Life sometimes goes in ways we least expected; that is why we always have to save for the rainy days. Setting up an emergency savings fund will help you if you want to live a healthy financial life. Job loss or unexpected illness could lead to financial distress if we do not prepare well ahead…