With the worldwide spread of the pandemic, the world has been placed indoors where everyone is encouraged to self-quarantine, and because of this, it seems hard to remain financially stable. Everyone is on notice preparing for the financial impact of the coronavirus. It is safe to acknowledge that things are not likely to be fine.…
You may think that financial planning is solely for the rich and people who have money to spare, but, you are wrong in thinking that way. You really do not have to be wealthy in order to reap the benefits of financial planning. Financial planning is basically an ongoing process of evaluating your finances and…
Being financially independent is the ability to manage your money on your own, without worrying about borrowing or needing money from others. If you are in an office environment and you get a new terrible boss, when you are financially independent, you can simply quit. If you want to go back to school and change…
Breakups happen for all sorts of reasons, and recovering doesn’t always come easy. Some people quickly recover from breakups, but for others, it might take a while. A breakup becomes even more complicated if you were sharing finances. The whole process of separating finances again becomes a nightmare. When you have shared accounts and shared…
The wedding is over, you are back from the honeymoon. Next, you are hit with a reality check; it’s time to put your finances in order. Combining finances as a couple helps you ease tasks such as paying loans, paying bills, or even buying groceries. Studies show that couples that merge finances find it easier…
Budgeting is never easy, even for working adults who have been in the working world for a long time. You need to have a good plan, and a clear strategy will help you develop skills that will help you better control your finances. As a young adult, here are some financial tips that you ought…
There was a time when women were not afforded as many opportunities as men to obtain jobs and make money. Not only was this idea ingrained in most societies, but it was embraced in some ways. Men were generally responsible for family income, but today, many women work and supplement, if not solely provide, their…
Financing as a single parent goes both ways; it can be bad and good. The good news is that you will not have to fight with anyone about your finances; you are free to make whatever decisions you want with your money, so long as you have the right insight. On the other hand, in…
As the holidays come nearer with each passing day, there is no doubt that you have one thing on your mind: how to spend your 13th-month pay. Most companies provide this benefit to employees depending on their respective contracts. With this holiday bonus mandated by law in the Philippines and select countries in Asia, Latin…
Well, if you thought young people were the only ones making financial mistakes, then you are wrong. Even people in their 40s are still struggling with financial issues. Having your own house, a few cars in the driveway, and a retirement plan in place does not mean you are not susceptible to financial mistakes. Here…