How To Deal With A Debt Collector

How To Deal With Debt Collectors

Defaulting on a loan sucks and what's even worse is the debt collector that comes along with it. Being in default of a loan can happen to anyone, even people who are financially responsible. You may forget to pay a bill, or you may have a dispute with a lender on the exact amount you…

What Is The Problem With Great Lakes Student Loan Company?

Great Lakes Student Loan Company

If you've taken out a federal student loan, be prepared for a call from the Great Lakes Student Loan Company when your loan is due. Great Lakes is a loan servicer for student loans and their work is to handle some of the loans issued by the government. That work includes receiving payments, updating student…

What To Do If Your Parent Plus Loan Is Denied

Parent Plus Loan

College education doesn't come cheap, but loans like the Parent Plus loan are designed to help parents pay, but if you are denied the loan there are options.  A Parent Plus loan is a federal student loan that is issued to parents directly. Loan approval and amounts are dependent on parental credit history. The Parent…

3 Lending Mistakes You Do Not Want to Make

Lending is a great business  but lending mistakes can cause you to lose money instead of make a profit. Lending money is a good idea if you are looking to make some quick cash because everyone who borrows must repay with interest. Being a peer to peer lender also means that you lend at your…

What Are The 6 Best Apps for Checking Your Credit ?

Keeping up-to-date on your credit score can help you maintain your financial health and we've found the six best apps for checking your credit. Your credit score is one of the most important aspects of your financial history. It is used by creditors to determine your creditworthiness, and the interest rate you can receive in…

How Can Equity Release Help You?

Equity release is a process of unlocking the value of your home and turning it into cash. This can be done in many different ways, and it depends on the total amount of money you have already paid on your mortgage. You can either take the money in the form of a lump sum, or…

Build Credit: How Long Does It Take?

You must build credit to prove your financial trustworthiness. It affects all aspects of your financial life and controls how much money you can borrow, the rate of interest you will get when you do borrow, the type of job you can get, and even the houses you can rent. Credit looks at your entire…

Low Income Advice: How to Get Out of Debt

African Personal Loans

Low income earners: take heed of this advice. Almost everyone has probably found themselves in debt at one point or another. It’s really nothing to be ashamed of, but being in debt and not doing anything about it is pretty dangerous. What you need to know even before we begin is that getting out of…

How To Get Rid Of Your Debt

Making an effort to get rid of your debt can be a hellish and frustrating process. If you have ever been in debt, you know how even the lowest of interests can crush your financial dreams and limit your monetary freedom. Debt is something that can often creep up on people until it becomes unmanageable. …

4 Signs You Should Consider Refinancing Your Debt

Consider Refinancing Your Debt

While there is value in using credit cards and availing loans, many people find themselves in large amounts of debt. This is not necessarily a bad thing, especially if you have your finances all sorted out. Combined with proper planning and discipline, you can make your debt repayments without incurring too much cost through interest.…