Getting a HELOC to Consolidate Debt – Things to Know

HELOC stands for Home-Equity Line of Credit is a loan secured by your home that must be paid in a lump sum, and it usually has a fixed monthly payment and interest rate. Home equity loans and lines of credit are secured against the value of your home equity. Therefore lenders may be able to offer…

The Best Choices Among Athena Home Loans

It's a new player in the market but is getting buzz for refinancing loans, Athena Home Loans might be a solution to your lending needs. Athena is the newest entry in the home loan fintech niche. If you are new to the home loans world and are just a little bit skeptical about this company,…

Costco Refinance – How To Refinance Your Mortgage With Costco

Costco Refinance - How To Refinance Your Mortgage With Costco

If you've found yourself in a financial mess, a Costco Refinance on your mortgage might be able to clean it up. When you think about Costco, the first thing that probably comes to mind is groceries, bulk produce, giant rib-eyes, and of course, toilet paper. But, believe it or not, you can, too, shop for…

3 Types Of Mortgages Explained

Owning a home remains the American dream that people feel most accomplished about when they achieve it. However, as the cost of living continually rises, the price of achieving this dream grows as well. Thankfully, home loans, or mortgages, are a great solution for this issue.  As a first time buyer, all the terms within…

Tips For Getting A Mortgage When You Are Self-Employed

When you are self-employed, it can be quite hard to get a mortgage loan. This is because banks and other lenders want proof and affirmation that they will recover their money. This proof is often more difficult to provide when you are running your own business.  In some cases, you might get a loan with…

Understanding Peer to Peer (p2p) Lending

Peer-to-Peer Lending

Peer to peer lending refers to a way of getting finances without having to involve any financial institution. There are specific platforms (also known as websites) you can use to get funding, and these vary from site to site. Let’s delve deeper and find out more about p2p and the different pros and cons of…

Here Are The Different Ways You Can Pay Your Mortgage

Different Ways to Pay Your Mortgage

Whether you plan to pay off your mortgage early or go with the minimum payment, it is prudent to always pay on time. Different methods of payment are available to you, though, so worry not. Paying on time not only saves you from incurring interest charges but also will save you lots of money in…

Top 5 Questions to Ask Your Mortgage Lender

mortgage lender

Buying a house is one of the biggest decisions an individual can make today. You may have questions or concerns for your mortgage lender. Whereas most people might not be able to pay it off with cash, a home mortgage is always there as an option to help you make a payment plan for your…

Understanding the Different Types of Mortgages

A mortgage is defined as a legal document by which a building society or bank lends money to a borrower at interest. In exchange, the lending party takes the title of the debtor’s property and can only be returned upon full payment of the debt. In other words, a mortgage is a loan given to…

Laurentian Bank Mortgage – How to Apply?

Do you dream of getting bang for your buck deals when it comes to buying your home? Are you interested in getting enticing terms that fit your budget and lifestyle? If you are, the Laurentian Bank Mortgage might be just what you need. Aside from having access to a variety of plans, you also have…