If you have twin girls and like shopping at Justice, the Justice credit card could be a card you have to consider. It’s a shop-orientated card issued by Comenity bank.
It is relatively easy to apply for and get approved for this card. This makes it attractive if you have no or limited credit.
We’ve had a look at what the Justice credit card offers and how to apply for the card and gladly share this information with you.
Justice Credit Card: Features
The Justice credit card offers a 15% discount off your first purchases in-store or online. You save an extra 5% whenever you use the card.
The card allows you to manage your expenditure and could give you online feedback on how much you spend on your tweens. Shipping of online orders is free.
To help you creating good credit, Comenity will generate a report for your account and send it to the three main credit bureaus. This will be done as long as you pay your bills on time.
Pros and Cons of the Justice Credit Card
With the Justice credit card, you earn 1.5 Club Justice points for every $1 you spend at a Justice outlet or online. You will receive invitations to private offers and early access to many sales. Additional cards can be provided to authorized users.
The Justice credit card has limited use. The card can only be used at Justice stores or through its website. This limitation makes the time the card would most probably be used relatively short. The children outgrow the brand.
Justice Credit Card: Fees and Rates
- Annual fee: None.
- APR – purchases: 22.99% variable.
- Interest-free period: 25 days after the closing of the billing cycle.
- Penalty fee – late payment: $29 if there have been no late payments for 6 months before the current late payment. Thereafter $40.
- Penalty fee – returned payment: $29 if there have been no returned payments for 6 months before the current returned payment—thereafter $40.
Justice Credit Card: Eligibility
To apply for the Justice credit card, you must be at the age of majority, have a valid proof of identity, and have a valid tax identification number. You must also have a residential address.
How to Get the Justice Credit Card
The easiest way to apply for the Justice credit card is to do so online. In this link you can go to the Shopjustice credit card website. You’ll get two options to click on. The one option is for when you already have a shopjustice.com account.
Click to sign in, and you’ll get prompts to take you to the credit card application form. If you don’t have an account, use the other option to continue to the application form. Your date of birth will be required, and then you can access the form.
Fill in all the required details, and if you agree to all the terms and conditions set out in the form, submit it. Remember, by applying, you’re consenting to enrollment in the Club Justice loyalty program. You can also apply in any Justice shop.
You will be asked for personal information like your full name, residential address, date of birth, and other contact details.
You might also be asked to show your driver’s license or another identifying document. When applying to a store, you have a choice whether you want to enroll in the Club Justice loyalty program or not.
Whether you apply online or in-store, a credit report might be pulled from Experian or Equifax to evaluate your creditworthiness.
Justice Credit Card: Address and Contact
Comenity Bank is the Justice credit card issuer and is located at One Righter Parkview, Suite 100, Wilmington, DE 19803. Telephone: 1-866-257-0058.
Although you can only use the Justice credit card for Justice purchases, it is a good card if you have tweens and are frequently shopping there. It makes shopping easier, and you can efficiently manage your clothing expenses in your tweens.
Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the Justice Credit Card’s terms and conditions before agreeing on anything.