Who hasn’t used a credit card at least once? But you may not have heard of GO Mastercard, a credit card where you can save with 0% interest if you make significant payments at one of the participating stores in Australia.
This product is delivered by Latitude Financial Services. The company also deals with personal loans, life insurance, car loans, and credit cards.
Latitude Go Mastercard has many benefits that you can enjoy daily. Let’s find out more about what this card has to offer and how to apply for it!
Features and Benefits
The type of card is Mastercard, and you benefit from the contactless service for payments up to $100.
You can also use internet banking to manage your account and card, you are protected against bank fraud, and you have the Mastercard® SecureCode ™ service active.
For any dollar spent on daily use, you will be rewarded with a GO reward point. Finally, you benefit from 0% interest payment plans and debt repayment flexibility.
Who Is Eligible?
All people who have turned 18 and are permanent Australian residents. You must also have a source of income that you can prove (Australian ID Card or driving license), as well as your employer’s name and contact information, to apply for the GO Mastercard credit card. You are required to upload the documents to the system so that your application can be processed.
Applying now for the GO Mastercard credit card has never been easier and faster. All the steps you have to take will be explained to you, and you do not have to wait long to receive an answer.
How to Apply
The first step you have to do is to check your eligibility for the GO Mastercard credit card. If you fit the requirements, everything is simple as long as you have the necessary documents at hand. It does not take more than 10 minutes to apply when visiting the Latitude website.
After you have filled in all the information and uploaded the necessary documents, you will receive an answer in less than a minute. If a quick response cannot be provided, additional information or documents will be requested, and you will be contacted at the telephone number you provided.
At the time of credit card approval, you no longer have to wait, and you can already make payments using the account number.
Fees and Interest
The GO Mastercard credit card can be used in any location where payments with a Mastercard card are accepted. Ideally, you should use it for regular shopping, for fuel, or paying bills, because you will get up to 55 days without interest.
Take a look at some of the interest and fees you may incur below.
- Interest on Free Payment Plans – 0% on long term interest
- Purchase Interest Rate – 22.74% (up to 55 days interest free on everyday purchases)
- Cash Advance Interest Rate – 25.9% (also applies for expired long-term Interest Free Payment Plans)
- Cash Advance/Direct Credit Advance Fee – 3% or $3, whichever is greater (with a maximum set at $30 per transaction)
- International Cash Advance Fee – $4, in addition to the cash advance fee ($5 for international cash over the counter)
- International Transaction Fee – 3% on all purchases and cash advances
- Replacement Card Fee – $0
- Late Payment Fee – $30
- Paper Statement Fee – $2.50
Bank Contact Info
As with any financial institution, Latitude prides itself on offering multiple forms of customer service to its patrons. When you need to speak with a bank representative or inquire about the product, you can get in touch in the following ways.
The physical address contact is Latitude GO Mastercard® Customer Solutions, GPO Box 1300, Melbourne VIC 3001.
You can get in contact via telephone by calling +61 287 478 178 from overseas or 1300 552 079 within Australia.
Do you need a new TV or do you want to change your washing machine and don’t have enough money? Latitude GO Mastercard will help you get what you want, and you won’t have to immediately pay any interest.
Each store has a personalized offer, but most of them offer 0% interest (for 12, 18, or 24 months). In order to view the offers available in the partner stores that offer 0% interest, you can access the GO Mastercard website. You have other online variants, including The Good Guys, Freedom, and Harvey Norman. Check it out now!
Note: There are risks involved when applying for and using credit cards. Consult the institution’s terms and conditions page for more information.