Learn the Benefits of the Dick’s Sporting Goods Credit Card


The Dick’s Sporting Goods credit card comes with lots of benefits, especially if you are a regular customer of Dick’s Sporting Goods, Field and Stream, Golf Galaxy, and others. 

This is a great way of earning rewards if you are a loyal customer at these shops. 


Let’s find out everything you need to know about Dick’s Sporting Goods credit card!

Credit Card Features

The Dick’s Sporting Goods credit card comes with plenty of features. First, you can stack up rewards and savings every single time you shop at Dick’s Sporting Goods store. This is because you earn 2 points for each $1 you spend. 

Every 300 points are then turned into $10 vouchers that can be easily redeemed at any physical Dick’s store. 


One main feature of the credit card is the effective earning rate of 6.67%, which is highly competitive, even when compared to most other credit cards. Another great highlight is that you can also get other coupons and even special financing deals when you have a larger purchase. 

When it comes to most store credit cards, they can only be used at certain stores. However, this credit card is special in this regard. You can use it to pay for goods at any other retailer, as long as the store accepts Mastercard. 

What makes it stand out from the crowd is that you can also enjoy other rewards wherever you purchase. Any retailer other than Dick’s Sporting Goods will earn you 1 point for every $3 spent, thus helping you collect more $10 vouchers at Dick’s. 

On the other hand, you should keep in mind that the reward program is not as flexible. The reward rate is great, but you can only spend your $10 vouchers at Dick’s stores, including Sporting Goods, Field and Stream, or Golf Galaxy. 

Another limitation of this great opportunity is that all the points expire after 1 year, so you need to earn a full 300 in one year (or $150 spent at Dick’s, or $900 at any other retailer). However, this might be quite achievable, since you are not limited to Dick’s stores. 


The credit card comes with plenty of benefits, as briefly introduced before. Mainly, you will earn 3 points per $1 for your first purchase, and this comes as a sign-up bonus. The annual fee is $0, which is a great deal. In short, here are your benefits for Dick’s Sporting Goods credit card.

  • $1 spent comes with 3 points as a sign-up bonus for your first purchase.
  • Each $1 spent at Dick’s Sporting Goods, Golf Galaxy, and Field and Stream earns you 2 points.
  • Every 300 points earned are converted into a $10 voucher to be spent at Dick’s.
  • You earn 1 point for each $3 spent at any other retailer that accepts Mastercard.
  • There are opportunities for financing deals, other savings and coupons, and pro services.

Who Is Eligible?

Anyone over the age of 18 is eligible for the Dick’s Sporting Goods credit card. Make sure you also provide your financial information when filling out the application form. Based on this information, the application will be considered and approved. 

Fees and Interest

The annual fee of the card is $0, with an APR of 23.74%. You are to pay up to $38 for late payments, 3% for any foreign transactions, and either $10 or 5% for cash advances, whichever is higher. 

How To Apply

You can apply for the Dick’s credit card at any physical store. You can locate the nearest store by clicking here. Request for the application form and fill in your full name, address, and financial information

You are also required to provide your identification card. Then, you need to wait for 5 to 7 days to receive your card if your application was approved. Make sure you register your card online when you receive it. 


All in all, the Dick’s Sporting Goods credit card comes with many benefits, especially when compared to other store credit cards. One of its highlights is that purchases at other retailers also earn you points that you can then redeem as a voucher. This makes the card highly useful, so make sure you check it out!

Risk Disclaimer: There are risks involved when applying for and using credit. Consult the institution’s terms and conditions page for more information.