How to Get an RBC Cash Back Mastercard Credit Card


Looking for a secure credit card with zero annual fees? Want unlimited cash back on all your purchases? How about instant fuel savings?

Well, the RBC Cash Back Mastercard Credit Card can offer you all this and more.


Let’s dig right in and check out the benefits and features of the RBC Cash Back Mastercard credit card and how you can apply today.

Features and Benefits of the RBC Cash Back Mastercard Credit Card

The RBC Cash Back Mastercard Credit Card comes with all sorts of goodies but is mostly recognised for its cash back offerings. Using this credit card you can earn 2% cash back on grocery purchases and 1% on all other qualified purchases. Note that there is no limit to what you can earn back, it is unlimited, and your credits keep accumulating automatically.

As well as cash back, you can also link your credit card to your Petro-Points card to instantly save 3¢/L on fuel and earn 20% more Petro-Points. On top of this you have exclusive access to RBC Offers, a system which enables you to save more money and earn more points with your favourite brands.


Other worthwhile features you can enjoy with this credit card include Zero Liability protection against card fraud, Chip and Pin technology for convenient Mastercard Paypass transactions, worldwide acceptance and of course, zero annual fees.


Eligibility and How to Apply for the RBC Cash Back Mastercard Credit Card

To be eligible for the RBC Cash Back Mastercard Credit Card you must be over 18 years old, a Canadian citizen, and have a driver’s license or state ID. You must also be able to show proof of a stable income in the form of pay-slips or tax documents.

If you tick these boxes, it is very straightforward to apply for this RBC credit card. Just visit the RBC website, fill out the 5-step online application form with your personal and employment details and upload the required supporting documents. You will get a response within 60 seconds.

If successful, RBC will determine your credit limit based on a number of factors, including your credit rating, income and expenses.

RBC Cash Back Mastercard Credit Card Fees

It is always advisable to pay your credit card statement on time to avoid incurring additional charges by the bank. Here are some of the common fees associated with this credit card:

  • $0 Annual Fee
  • $0 Additional Cardholder Fee
  • 19.99% Purchase Rate
  • 22.99% Cash Advance Rate

For more detailed information about fees, check the RBC website.


Overall, the RBC Cash Back Mastercard Credit Card offers plenty of worthwhile perks and privileges to those who love saving on everyday expenses. If this is you, visit the RBC Bank website and apply now to begin enjoying a world of credit card benefits.