How to Get a HSBC World Elite Mastercard Credit Card


If you love to travel and are looking for a credit card that’s going to award you for those trips, the HSBC World Elite Mastercard Credit Card might just be the card for you. This card is all about rewards. You can get massive rewards points for each dollar you spend. Additionally, there are no foreign transaction fees so you don’t have to worry about exchanging money and running out of it while you are abroad.

There are many reasons why you might want a new credit card. You should sit down and write out what your goals are for your new card in order to find one that is suited for your lifestyle. Clearly, the HSBC World Elite Mastercard is here to give you perks, but perhaps that is not your aim. Maybe you need a card that is going to give you a great 0 APR introductory period to get you through a rough patch. Maybe your goal is to settle up all those credit card balances and need a card that’s going to help you do that.


There are hundreds of options when it comes to credit cards, that means you have a greater chance of getting the right one if you know what you are looking for. Our editors have divided into the HSBC World Elite Mastercard Credit Card and found important details you must know. You can go through all of their research below and then determine if this card is right for you or not.

How to Get a HSBC World Elite® Mastercard® Credit Card

What are the Benefits of the HSBC World Elite Mastercard Credit Card?

If you love traveling, the HSBC World Elite Mastercard Credit Card is designed for you.


With this credit card comes an amazing travel reward system you shouldn’t miss. You get to enjoy a massive 6 travel points per $1 spent on all eligible travel purchases, and 3 travel points per $1 spent on all other eligible purchases. These points can be redeemed for travel gift cards, valuable merchandise, financial rewards and miles.

And they didn’t stop at that; you also get a $100 annual travel enhancement credit which is redeemable for select airport lounge passes, seat upgrades and airline baggage fees. Add zero foreign transaction fees to this and you’re set!

As you travel, HSBC has your back in case of any issues with their 31-day Worldwide Emergency Travel Medical Insurance. Even if it is a slight migraine, you can give them a call and they will be at your service. HSBC also assures you that you don’t have to worry about the safety of your credit card, at home or abroad, as they have 24⁄7 standby assistance ready to help you in case your card is stolen or misplaced.

Finally, if you want to make shopping more convenient, you can simply pair your credit card with Apple Pay and use the Tap & Go function to pay on the fly.

Now, let’s find out if you are eligible to apply and how you can complete the application process.

HSBC World Elite Mastercard

What are the Fees of the HSBC World Elite Mastercard Credit Card?

Borrowing money always comes with fees; check out the fees for the HSBC card below to figure out if they suit your lifestyle.

  • 19.9% annual purchase interest rate
  • 22.9% annual cash advance interest rate
  • 22.9% annual balance transfer interest rate
  • 0% foreign transaction fees
  • $149 annual fee
  • $50 annual fee for other authorized users

For more detailed information about their fees, go to the HSBC website and check out the summary box.

If you are looking for a premium travel credit card that offers exclusive perks and zero foreign transaction fees, the HSBC World Elite Mastercard Credit Card should be on your radar. Visit the HSBC website and apply today to begin enjoying travel rewards, miles, insurance and more.

How to Apply for the HSBC World Elite Mastercard Credit Card

If you are eligible, applying for this credit card is fairly straightforward and should only take you a few minutes as it can all be done online.

To qualify, you must be a Canadian resident, with an individual annual income of $80,000, or a household annual income of $150,000, or $400,000 in assets under management. You also must be the age of majority in your province residence.

If you tick these boxes and you are already a HSBC customer, simply head to the HSBC website, click the red “apply online” button and fill out the online application form. If you are not yet a customer, you can still get started online by clicking the white “apply now” button.

If your application is successful, the bank will determine your credit limit based on a variety of factors including your credit rating, income and expenses.


How to Contact HSBC


Head office

250 University Ave, 4th Floor,

Toronto, Ontario, M5H 3E5


Telephone: 1-866-406-4722


Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.