How to Get an HSBC Premier Mastercard Credit Card

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If you are looking for a card that’s going to earn you some rewards on stuff you already purchase, the HSBC Premier Mastercard Credit Card might be a good choice for you. You can earn cash back on your everyday purchases. And you get a point for every dollar you spend on the Mastercard. Beyond that there are major perks for you traveller types.

Now, before you get excited about this card take a step back and think about what you really need from your new credit card. Sure rewards are great, but if you need a card to help you through some tough financial times then rewards should not be your first priority. There are so many cards out there offering so many different things, if you know what you need, it will be so much easier to find the right card.

You should think about interest rates, late charges, annual fees and a host of other things when you figure out your goals for your new card. Our team has investigated the HSBC Premier Mastercard Credit Card for you. You can find out a ton of details below on what the benefits and fees are for this card. Once you read through everything, you will have a better idea if what this card offers is going to fit into your lifestyle.

How to Get an HSBC Premier Mastercard® Credit Card

What are the Benefits of the HSBC Premier Mastercard Credit Card?

Did you know that with the HSBC rewards program you can earn 1 rewards point for every $1 of eligible purchases made with your HSBC Premier credit card? These points can be redeemed for financial rewards, travel, gift cards, and even merchandise. This credit card also comes with 1% cash back on eligible purchases as well as  privileged access to a variety of dining, travel, shopping, and entertainment offered around the world.

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With their complimentary membership, you have access to more than 800 airport lounges worldwide for just $27 per person. This includes all you can eat food & beverages, WiFi, TV, comfortable seating and more. You will also have access to unlimited WIFI through Boingo in over 1 million hotspots worldwide for up to four devices.

Furthermore, through HSBC Expedia and HSBC Agoda, you will enjoy 10% off on select hotel bookings using your HSBC credit card. And while you’re traveling you can rest assured your family is covered with $1,000,000 in travel insurance for unlimited trips of up to 17 days each.

Finally, for card safety, you can secure your account transactions using the Chip & PIN technology which helps to reduce the possibility of credit card fraud.

 

What are the Fees of the HSBC Premier Mastercard Credit Card?

  • $0 annual fee
  • 19.9% annual interest on purchases
  • 22.9% annual interest on balance transfers and cash advances
  • $29 over limit fee
  • 2.5% foreign currency conversion

For more detailed information about fees, head to the  HSBC website and check the summary box.

If you’ve been looking for a credit card with amazing perks, especially for travel, the HSBC Premier Mastercard Credit Card could be a great option for you. If you think the fees fit into your lifestyle, you can find out more about eligibility and how to apply below.

How to Apply for the HSBC Premier Mastercard Credit Card

The HSBC Premier Mastercard Credit Card is exclusively for HSBC Premier Clients, and you must be a Canadian resident over 18 years of age. To qualify for the HSBC Premier relationship, you are reacquired to open and maintain $100,000 in both personal and investment balances, reach a total mortgage balance of $500,000 or more, and you must also deposit $6,500(CAD) or more to your HSBC premier account.

To get started with your application, simply head to the HSBC website and fill out the online application form if you are already a customer. If you are not yet a customer, it is recommended to visit your nearest branch to talk with someone about whether this is the right credit card for you.

If your application is successful the bank will determine your credit limit based on a variety of factors, including your credit rating, income and outgoing expenses.

How to Contact 

Head office

3381 Steeles Ave E.

North York, ON M2H 3S7, Canada

Telephone: 1-888-310-4722 or 1-604-525-4722

 

Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.

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