In need of a card that is suitable for your budget? What about one that offers a friendly repayment system, which you can surely manage? With the variety of options that Fast Access Financial has, they definitely have something that suits you best. To know more about their financial products, check out one of their best offers:
Fast Access Financial Personal Loans Features and Benefits
One of the greatest things about Fast Accessible Financial Personal Loans is that it is affordable. In fact, it is more budget-friendly than payday loans, as it is flexible and manageable. Getting this loan is also less complicated as it is an unsecured loan, which means that you do not need collateral to qualify. This makes it a perfect financial solution for short-term emergencies.
Aside from being a preferable option, this offer has an open repayment which allows you to make early or late payments without worries. This gives you more flexibility, enabling faster recovery and a more convenient repayment scheme.
Getting a Fast Access Financial Personal Loans
If you are interested in getting this loan, you will be glad to know that the requirements are very simple. You just need to provide proof of your age (must be 21 years old and above), an active checking account and proof of employment. For your employment details, the company requires full-time employment (with at least 35 hours per week). You also need to be employed for at least 6 months. Keep in mind that self-employed individuals are not eligible for application.
Other documents you need to present include two identification cards (at least one with a photograph), Pre-Auth Payment Form, utility bill within the past month (to verify your address) and three references (1 unrelated, 2 relatives). These files will be reviewed.
You are allowed to borrow up to $5,000 during the process, remember that your repayment period should be within 12 to 36 months. To jumpstart the process, just head on to the website of Fast Access Financial and fill out the application.
Aside from the online form, you can also give the company a call and a representative will assist you in verifying the basic requirements.
Fast Access Financial Personal Loans Fees and Charges
The company offers minimal fees depending on loan term and amounts. The lowest annual percentage rate you can get is 9.90%, whilst the highest is 58.99%. Take note that there is an application fee. The best news is you do not have to pay a penalty fee for early or late payments. However, you can expect to pay $100 in addition to charges when your account reflects an NSF (non-sufficient funds), so make sure that you always have enough money in your account.
When getting a loan, you do not only consider the amount you can borrow but also the terms and conditions that come with it. Good thing Fast Access Financial gives you the chance to avail a worthwhile, affordable and manageable personal loan that can certainly help you get through any financial emergency and other similar situations.