A merchant cash advance (MCA) is a cash advance derived by the credit card sales accumulated in a business merchant account. A business person can apply for an MCA and can access the funds as quickly as 24 hours after approval.MCA providers look at risk and credit criteria differently than a banker or other lenders.…
For several individuals, purchasing health insurance may be a difficult process. When you buy health insurance, there are so many distinct aspects that it can be easy to feel confused or not know what to do to get your cash for the right health insurance package. It can be difficult to pick a health insurance plan.…
HELOC stands for Home-Equity Line of Credit is a loan secured by your home that must be paid in a lump sum, and it usually has a fixed monthly payment and interest rate. Home equity loans and lines of credit are secured against the value of your home equity. Therefore lenders may be able to offer…
There are no magic tricks that can double or triple your savings overnight. It takes great patience, discipline, and motivation to make it happen. As long as there is an action plan carried out, in no time your savings account will grow.Having financial freedom is one of the reasons why people work hard. There are…
If your credit has taken a hit after declaring for bankruptcy, this negative mark can stay on your credit report for almost 10 years, and it could be the dent that prevents you from moving forward financially and investing in ventures that can make your life better.But, the good news is that you can rebuild…
Do you have a pressing debt and are thinking of getting a bad credit loan to pay the debt off? There are some factors you’ll need to put into consideration. A bad credit loan is usually given to people who hardly have a credit history. Also, these loans come with a higher interest rate and…
With the pandemic disrupting our way of doing things, banks have not been spared. Moreover, exchanging money is one of the easiest routes of transmitting the virus. Therefore, if you can, avoid queuing in the bank unless it is inevitable.You can deposit your check using your banking mobile app. After all, isn’t advanced technology about…
It is a good habit to learn financial discipline at an early age. Very many apps have been developed to help students track their spending and learn saving at an early age. Developers know students don’t have much money, and these apps are tailored for them and other people in the same boat. Since you can’t…
Banking has never been easier, thanks to mobile banking apps. They save you that afternoon or morning traffic on your way to the bank. Rather you can make your transaction, anywhere, anytime. Mobile banking apps are here to save you time in this busy day-to-day life.Much as it is convenient and saves you time, you…
When Genshin Impact was first announced, everyone thought that it would be a Zelda clone as it has very close similarities to the graphics and design. Many would also think that it was a pay-to-play game or at the very least pay-to-win game. Genshin Impact was launched in early October to massive success. The game was…